How to enroll in your Flexible Spending Account

It’s easy: Just follow the simple steps below. Remember that your employer will need to be contracted with us for you to use this benefit.

  1. If You'd like to enroll in the Flexible Spending Account (FSA), please contact your Human Resources (HR) or Employee Benefit department to find out how.
  2. Use the enrollment worksheet to figure out how much you expect to spend during the plan year on childcare and medical expenses not covered by insurance. You may also want to review the listing of eligible and ineligible expenses to make sure the expenses you're considering for reimbursement are eligible.
  3. Please also remember that:
    1. Your employer determines the maximum you can include.
    2. The Dependent Care tax year maximum is $5,000 per family ($2,500 if married filing separately). This is determined by the Internal Revenue Service (IRS).
  4. If your employer uses forms, complete and return your enrollment form to them. Don't send to BenefitHelp Solutions.
  5. Your employer will automatically deduct (take out) the amount requested from your paycheck and send it to BenefitHelp Solutions to be deposited in your FSA account.

Rules and Guidelines

You'll need to think about these rules before signing up:

  • You can't change or revoke your healthcare or dependent care annual election unless you experience a qualified life event.
  • Make sure to only deduct what you normally expect to pay for out-of-pocket expenses, because if you don't use the funds, you don't get to keep them. If your employer offers an FSA carryover, you may be able to transfer to $500 into the next plan year.
  • Participation in an FSA may slightly reduce your Social Security benefits.
  • Funds cannot be moved from your healthcare to your dependent care account or vice versa.
  • Only expenses that you have while you are an active participant in the Flexible Spending Accounts are eligible for reimbursement. Expenses incurred before to your effective date or that happen after you stop participating in the plan aren't eligible for reimbursement.

How to set up your Health Reimbursement Arrangement

Contact your Human Resources department to learn more.