Employers with 20 or more employees are required to offer COBRA to employees and their eligible dependents when employees or dependents lose coverage due to the following qualifying events:
BenefitHelp Solutions handles COBRA administration accurately and quickly. Employers can outsource this time-consuming job to our professionally trained experts.
It’s difficult and time-consuming to keep track of ever-changing COBRA regulations while maintaining the necessary documentation. Our long history of industry experience and specialized training allows our Member Specialists to provide you with personalized customer service that makes COBRA administration simple.
We work closely with Employee Benefits Institute of America (EBIA) and our legal counsel to ensure compliance is always up-to-date.
To receive more information about our services, contact your agent or BenefitHelp Solutions Sales Representative by email or call 503-412-4210 or 888-387-5440. For specific member account information, please contact a Customer Service Representative at 503-219-3679 or 888-398-8057.
The COBRA Event Notification Spreadsheet provides contracted employer groups with a tracking tool for future reference and also helps ensure timely delivery of COBRA notices to your employees.
BenefitHelp Solutions will (a) confirm receipt of The COBRA Event Notification Spreadsheet and (b) use the spreadsheet to generate the COBRA Notice and Election Forms.
COBRA Continuation services include:
The Initial Notification Letter is a letter of notification to newly hired employees and their covered dependents explaining their COBRA rights.
The Employee Benefits Institute of America (EBIA) highly recommends that the initial notice or SPD be sent to the employees' home immediately upon hire. BenefitHelp Solutions sends notices to employees and covered spouses with proof of mailing from the US Postal Service. This ensures proper documentation that the notice has been delivered to the employee and dependents, in case of an audit by the IRS.
A qualifying event letter notifies employees that their active coverage has been terminated due to a qualifying event and explains to them how they can continue their benefits and the cost of these benefits.
Currently employers notify BenefitHelp Solutions of a qualifying event by mail, e-mail, fax or electronic file.
BenefitHelp Solutions scans all documents into an imaging system, which can be accessed at any time. This ensures that documents are secured from being lost or damaged.
Additionally, BenefitHelp Solutions receives proof of mailing from the US Postal Service for both the initial notification and qualifying event letters. This proof of mailing is scanned into the former employee's file.
BenefitHelp Solutions has a knowledgeable staff dedicated to COBRA administration. We ensure good customer service by:
BenefitHelp Solutions has a trained staff dedicated to COBRA administration. Our staff attend on-going Employee Benefits Institute of America (EBIA) training sessions in order to stay up-to-date with Federal COBRA regulations. The consultants at EBIA are also available on a retainer basis for consultation on issues as needed.
BenefitHelp Solutions also has access to the services of Ater Wynne, LLP, our corporate consulting attorneys.
The employer must notify BenefitHelp Solutions within 30 days of the qualifying event, but it is recommended to do so as soon as possible.
No, you are only required to offer continuation of the same coverage that was in effect at the time of termination. If active employees are allowed to select dental only, the COBRA qualified beneficiary must be given the same right.